Do financial technology firms influence bank performance? evidence from southeast asia banks
This research investigates the relationship between FinTech growth and bank performance in Southeast Asia, emphasizing important metrics like return on assets (ROA), return on equity (ROE), and net interest margin (NIM). The banking industry, which has historically been vulnerable to outside shock...
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| Format: | Final Year Project / Dissertation / Thesis |
| Published: |
2025
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| Online Access: | http://eprints.utar.edu.my/7628/1/Doc07_Shak_Li_Wen_22UKB04554.pdf http://eprints.utar.edu.my/7628/ |
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| _version_ | 1863791854680539136 |
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| author | Shak, Li Wen |
| author_facet | Shak, Li Wen |
| author_sort | Shak, Li Wen |
| building | UTAR Library |
| collection | Institutional Repository |
| content_provider | Universiti Tunku Abdul Rahman |
| content_source | UTAR Institutional Repository |
| continent | Asia |
| country | Malaysia |
| description | This research investigates the relationship between FinTech growth and bank performance in Southeast Asia, emphasizing important metrics like return on assets (ROA), return on equity (ROE), and net interest margin (NIM). The banking
industry, which has historically been vulnerable to outside shocks like the COVID 19 pandemic and the global financial crisis of 2007–2008, is now under more strain due to the quick development of FinTech, which offers both chances for financial inclusion and efficiency as well as difficulties with cybersecurity, competition, and regulation. By performing a cross-national analysis of Southeast Asian banks before and after COVID-19, this study closes a significant gap because previous research has mostly focused on developed economies or single-country contexts with equivocal conclusions. We are utilizing panel data regression, including Pooled Ordinary Least Squared (POLS), Fixed Effects Model (FEM) and Random Effects Model (REM). Thus, we expect the conclusion to be that the growth of FinTech has
a positive impact on bank performance.
Keywords: Fintech, bank performance, pre- and post-COVID-19 |
| format | Final Year Project / Dissertation / Thesis |
| id | my-utar-eprints.7628 |
| institution | Universiti Tunku Abdul Rahman |
| publishDate | 2025 |
| record_format | eprints |
| spelling | my-utar-eprints.76282026-04-28T07:26:44Z Do financial technology firms influence bank performance? evidence from southeast asia banks Shak, Li Wen HD Industries. Land use. Labor HG Finance This research investigates the relationship between FinTech growth and bank performance in Southeast Asia, emphasizing important metrics like return on assets (ROA), return on equity (ROE), and net interest margin (NIM). The banking industry, which has historically been vulnerable to outside shocks like the COVID 19 pandemic and the global financial crisis of 2007–2008, is now under more strain due to the quick development of FinTech, which offers both chances for financial inclusion and efficiency as well as difficulties with cybersecurity, competition, and regulation. By performing a cross-national analysis of Southeast Asian banks before and after COVID-19, this study closes a significant gap because previous research has mostly focused on developed economies or single-country contexts with equivocal conclusions. We are utilizing panel data regression, including Pooled Ordinary Least Squared (POLS), Fixed Effects Model (FEM) and Random Effects Model (REM). Thus, we expect the conclusion to be that the growth of FinTech has a positive impact on bank performance. Keywords: Fintech, bank performance, pre- and post-COVID-19 2025 Final Year Project / Dissertation / Thesis NonPeerReviewed application/pdf http://eprints.utar.edu.my/7628/1/Doc07_Shak_Li_Wen_22UKB04554.pdf Shak, Li Wen (2025) Do financial technology firms influence bank performance? evidence from southeast asia banks. Final Year Project, UTAR. http://eprints.utar.edu.my/7628/ |
| spellingShingle | HD Industries. Land use. Labor HG Finance Shak, Li Wen Do financial technology firms influence bank performance? evidence from southeast asia banks |
| title | Do financial technology firms influence bank performance? evidence from southeast asia banks |
| title_full | Do financial technology firms influence bank performance? evidence from southeast asia banks |
| title_fullStr | Do financial technology firms influence bank performance? evidence from southeast asia banks |
| title_full_unstemmed | Do financial technology firms influence bank performance? evidence from southeast asia banks |
| title_short | Do financial technology firms influence bank performance? evidence from southeast asia banks |
| title_sort | do financial technology firms influence bank performance? evidence from southeast asia banks |
| topic | HD Industries. Land use. Labor HG Finance |
| url | http://eprints.utar.edu.my/7628/1/Doc07_Shak_Li_Wen_22UKB04554.pdf http://eprints.utar.edu.my/7628/ |
| url_provider | http://eprints.utar.edu.my |