Factors affecting credit risk in India microfinance institutions
The purpose of this research is to determine the factors that affect the credit risk of microfinance institutions in India. Quantitative research methods had been applied in this study by using the data that was obtained from the World Bank as well as the annual report from the six major microfinanc...
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| Format: | Final Year Project / Dissertation / Thesis |
| Published: |
2023
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| Online Access: | http://eprints.utar.edu.my/5537/1/fyp_BF_2023_BJY.pdf http://eprints.utar.edu.my/5537/ |
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| _version_ | 1833428881435000832 |
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| author | Boon, Jun Yu Chia, Yi Jing Tan, Angel Tan, Xiu Wei Yong, Wai Yan |
| author_facet | Boon, Jun Yu Chia, Yi Jing Tan, Angel Tan, Xiu Wei Yong, Wai Yan |
| author_sort | Boon, Jun Yu |
| building | UTAR Library |
| collection | Institutional Repository |
| content_provider | Universiti Tunku Abdul Rahman |
| content_source | UTAR Institutional Repository |
| continent | Asia |
| country | Malaysia |
| description | The purpose of this research is to determine the factors that affect the credit risk of microfinance institutions in India. Quantitative research methods had been applied in this study by using the data that was obtained from the World Bank as well as the annual report from the six major microfinance institutions in India. E-views had been used for analyzing the data with descriptive analysis, Diagnostics test, F-statistic, T-statistic, Poolability test and Breusch and Pagan Lagrange Multiplier (BPLM) test.
The results found from E-views indicates that independent variables which are Loan Size (LS) and Household Income (HI) are significantly affect the credit risk of microfinance institutions in India while the other three independent variables which are Gross domestic product growth (GDP growth), Capital Adequacy Ratio (CAR) and Real Interest Rate (RIR) are insignificantly affect the credit risk of microfinance institutions in India. Furthermore, this study provided benefit to the India government to provide guidance and reference for policy implication.
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| format | Final Year Project / Dissertation / Thesis |
| id | my-utar-eprints.5537 |
| institution | Universiti Tunku Abdul Rahman |
| publishDate | 2023 |
| record_format | eprints |
| spelling | my-utar-eprints.55372023-08-15T07:49:37Z Factors affecting credit risk in India microfinance institutions Boon, Jun Yu Chia, Yi Jing Tan, Angel Tan, Xiu Wei Yong, Wai Yan L Education (General) LC Special aspects of education T Technology (General) The purpose of this research is to determine the factors that affect the credit risk of microfinance institutions in India. Quantitative research methods had been applied in this study by using the data that was obtained from the World Bank as well as the annual report from the six major microfinance institutions in India. E-views had been used for analyzing the data with descriptive analysis, Diagnostics test, F-statistic, T-statistic, Poolability test and Breusch and Pagan Lagrange Multiplier (BPLM) test. The results found from E-views indicates that independent variables which are Loan Size (LS) and Household Income (HI) are significantly affect the credit risk of microfinance institutions in India while the other three independent variables which are Gross domestic product growth (GDP growth), Capital Adequacy Ratio (CAR) and Real Interest Rate (RIR) are insignificantly affect the credit risk of microfinance institutions in India. Furthermore, this study provided benefit to the India government to provide guidance and reference for policy implication. 2023-04 Final Year Project / Dissertation / Thesis NonPeerReviewed application/pdf http://eprints.utar.edu.my/5537/1/fyp_BF_2023_BJY.pdf Boon, Jun Yu and Chia, Yi Jing and Tan, Angel and Tan, Xiu Wei and Yong, Wai Yan (2023) Factors affecting credit risk in India microfinance institutions. Final Year Project, UTAR. http://eprints.utar.edu.my/5537/ |
| spellingShingle | L Education (General) LC Special aspects of education T Technology (General) Boon, Jun Yu Chia, Yi Jing Tan, Angel Tan, Xiu Wei Yong, Wai Yan Factors affecting credit risk in India microfinance institutions |
| title | Factors affecting credit risk in India microfinance institutions |
| title_full | Factors affecting credit risk in India microfinance institutions |
| title_fullStr | Factors affecting credit risk in India microfinance institutions |
| title_full_unstemmed | Factors affecting credit risk in India microfinance institutions |
| title_short | Factors affecting credit risk in India microfinance institutions |
| title_sort | factors affecting credit risk in india microfinance institutions |
| topic | L Education (General) LC Special aspects of education T Technology (General) |
| url | http://eprints.utar.edu.my/5537/1/fyp_BF_2023_BJY.pdf http://eprints.utar.edu.my/5537/ |
| url_provider | http://eprints.utar.edu.my |