Impact of Micro-Credit Financing on Women Empowerment and Poverty Eradication in Pakistan
The study investigates the impact of micro-credit finance (MF) on women empowerment and poverty eradication in Pakistan. The need for the study arises from the fact that the existing literature on MF is widely divided on the impact and potential of MF, indicating that one-size-fits-all is not tru...
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| Format: | Thesis |
| Language: | en en |
| Published: |
2017
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| Subjects: | |
| Online Access: | http://ur.aeu.edu.my/143/1/Impact%20of%20micro-credit%20financing%20on%20women%20empowerment%20and%20poverty%20eradication%20in%20Pakistan-1-24.pdf http://ur.aeu.edu.my/143/7/Impact%20of%20micro-credit%20financing%20on%20women%20empowerment%20and%20poverty%20eradication%20in%20Pakistan.pdf http://ur.aeu.edu.my/143/ https://online.fliphtml5.com/sppgg/zvow/?1596443468694 |
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| Summary: | The study investigates the impact of micro-credit finance (MF) on women
empowerment and poverty eradication in Pakistan. The need for the study arises from
the fact that the existing literature on MF is widely divided on the impact and potential
of MF, indicating that one-size-fits-all is not true. Most of the MF models have been
developed in Bangladesh, India, Indonesia, etc. Very little research has been
conducted in Pakistan on the impact of MF, especially through the broader socioeconomic
impact assessment approach, instead of the widely-used outreach and
repayment rate approach. These gaps in literature warrant research on the impact of
MF on women empowerment (WE) and poverty eradication (PE) in Pakistan,
especially in view of the different socio-economic conditions for women.
This study was undertaken as an exploration of the notable works by Ahmed
(2009); Brau et al. (2009); Hatch (2002, 2004); Henry et al. (2003b); Khandker et al.
(2010); Littlefield et al. (2003); and Zeller et al. (2003a, 2003b, 2006). The research
reveals that participation in micro-credit finance program (MFP) eradicates poverty in
Pakistan, however, poverty eradication for males is much higher than females because
they tend to invest the loans in micro-enterprises rather than family-weddings/use-athome.
Participation in MFP also empowers women in Pakistan through poverty
eradication. In addition, MFP produces greater social-acceptance, awareness and
involvement of women in decision making; and greater control of women over
money/assets in Pakistan. The findings of the study provide many insights and will be
useful to policy makers and managers to make MF programs more effective and
purposeful. |
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