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Determinant of bank lending rates in Malaysia / Fazazainiza Nooh

The aim of this paper is to analyse the relationship between BLR and the possible determinant factors, namely; NPL, INFR and GDP, to look at which factor is has strongly significant relationship during period between 1998 until 2015 which is to examine the possible differences between BLR and the de...

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Main Author: Nooh, Fazazainiza
Format: Student Project
Language:English
Published: 2016
Subjects:
Bank loans. Bank credit. Commercial loans
Online Access:https://ir.uitm.edu.my/id/eprint/108448/1/108448.pdf
https://ir.uitm.edu.my/id/eprint/108448/
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spelling my.uitm.ir.1084482025-02-26T16:24:17Z https://ir.uitm.edu.my/id/eprint/108448/ Determinant of bank lending rates in Malaysia / Fazazainiza Nooh Nooh, Fazazainiza Bank loans. Bank credit. Commercial loans The aim of this paper is to analyse the relationship between BLR and the possible determinant factors, namely; NPL, INFR and GDP, to look at which factor is has strongly significant relationship during period between 1998 until 2015 which is to examine the possible differences between BLR and the determinant factors among different types of banks (i.e. the local commercial bank, commercial bank, finance companies and merchant banks). Second objective is to understand the theoretical perspective of BLR determinants and to model and examine the theoretically and empirically identify determinant factors. To achieve the objectives of this study the regression analysis was carried out. The data used only in Malaysia. The study found that lending interest rates has positive relationship to NPL on local commercial bank in Malaysia, finance companies and merchant bank but negative relationship with commercial bank. For other variable study found that INFR has positive relationship to lending interest rates, but negative relationship to GDP. The study recommends to do innovation in the banks itself on their operation activities, besides to support the monetary authorities. 2016 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/108448/1/108448.pdf Determinant of bank lending rates in Malaysia / Fazazainiza Nooh. (2016) [Student Project] (Submitted)
institution Universiti Teknologi Mara
building Tun Abdul Razak Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
url_provider http://ir.uitm.edu.my/
language English
topic Bank loans. Bank credit. Commercial loans
spellingShingle Bank loans. Bank credit. Commercial loans
Nooh, Fazazainiza
Determinant of bank lending rates in Malaysia / Fazazainiza Nooh
description The aim of this paper is to analyse the relationship between BLR and the possible determinant factors, namely; NPL, INFR and GDP, to look at which factor is has strongly significant relationship during period between 1998 until 2015 which is to examine the possible differences between BLR and the determinant factors among different types of banks (i.e. the local commercial bank, commercial bank, finance companies and merchant banks). Second objective is to understand the theoretical perspective of BLR determinants and to model and examine the theoretically and empirically identify determinant factors. To achieve the objectives of this study the regression analysis was carried out. The data used only in Malaysia. The study found that lending interest rates has positive relationship to NPL on local commercial bank in Malaysia, finance companies and merchant bank but negative relationship with commercial bank. For other variable study found that INFR has positive relationship to lending interest rates, but negative relationship to GDP. The study recommends to do innovation in the banks itself on their operation activities, besides to support the monetary authorities.
format Student Project
author Nooh, Fazazainiza
author_facet Nooh, Fazazainiza
author_sort Nooh, Fazazainiza
title Determinant of bank lending rates in Malaysia / Fazazainiza Nooh
title_short Determinant of bank lending rates in Malaysia / Fazazainiza Nooh
title_full Determinant of bank lending rates in Malaysia / Fazazainiza Nooh
title_fullStr Determinant of bank lending rates in Malaysia / Fazazainiza Nooh
title_full_unstemmed Determinant of bank lending rates in Malaysia / Fazazainiza Nooh
title_sort determinant of bank lending rates in malaysia / fazazainiza nooh
publishDate 2016
url https://ir.uitm.edu.my/id/eprint/108448/1/108448.pdf
https://ir.uitm.edu.my/id/eprint/108448/
_version_ 1825165097696231424
score 13.239859

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